Insurance

The Florida Catastrophic Storm Risk Management Center
http://www.stormrisk.org
The Florida Catastrophic Storm Risk Management Center was created by the Florida legislature in 2007 to support the state's ability to prepare for, respond to, and recover from catastrophic storms. Topics include: understanding insurance pricing, government-sponsored insurance, addressing property losses, land use planning, and predicting future losses.  This site also provides additional web links to other risk management organizations, news sources, relevant papers and reports, weather information, and more.

Institute for Business and Home Safety
www.ibhs.org
The Institute for Business and Home Safety is a consortium of insurance and reinsurance institutions dedicated to making natural disaster safety a core value among homes and businesses. Visitors to the IBHS site will find information about ongoing IBHS projects and other insurance industry initiatives, as well as online copies of many IBHS publications and safety brochures.

Federal Alliance for Safe Homes-FLASH, Inc./Blueprint for Safety
http://www.flash.org
http://www.blueprintforsafety.org
The Federal Alliance for Safe Homes-FLASH, Inc. is a nonprofit organization dedicated to promoting disaster safety and property loss mitigation. This public-private alliance of like-minded partners includes government agencies, construction and insurance industries as well as volunteer organizations. Blueprint for Safey is FLASH's education program on techniques in disaster-resistant construction.

Munich and Swiss Reinsurance Companies
www.munichre.com/
www.swissre.com/
The Munich and Swiss Reinsurance companies have both issued numerous publications documenting disasters around the globe (search on "disasters" or "catastrophes" on either site). Both publish annual reports that catalog such events and their consequences for the insurance industry. MunichRe's site includes an annual review of natural catastrophes and a world hazards map.

Societal Aspects of Weather - Insurance
http://sciencepolicy.colorado.edu/socasp/insurance.html
The "Societal Aspects of Weather" Web site includes pages on such climate/weather phenomena as floods, El Nino, tornadoes, extreme temperature, lightning, hurricanes and tropical cyclones, and winter weather. Additionally, it offers this page of studies and analysis of the historical and predicted future impact of severe weather that are of interest to the insurance industry.

Hurricane Katrina: Analysis of the Impact on the Insurance Industry http://www.towersperrin.com/tillinghast/publications/reports/
Hurricane_Katrina/katrina.pdf
This white paper is a contribution to the discussion of the financial impact of Hurricane Katrina on insurers, as well as the deeper implications for the industry. The authors estimated that as of September 30, 2005, the insured losses from Katrina were between $40 and $55 billion (excluding losses insured under the National Flood Insurance Program). The analysis includes line-of-business loss estimates; how losses will be split among insurers, reinsurers, and capital markets; a look at hurricane frequency and severity; risk management implications; and some public policy issues. Available free online from Towers Perrin.

AIR Worldwide
http://www.air-worldwide.com/
AIR Worldwide Corporation is an international risk modeling and technology firm specializing in risks associated with natural and manmade catastrophes, weather, and climate.